| Buying a House
Selecting a home can seem like an impossible task, whether it is your first or fourth house. We are here and ready for you to help every step of the way in that task.
Below are some of the common questions that buyers have. Please do not hesitate to call on us at 318-752-5888 if your questions are not answered below.
Q: Why do I need a Realtor?
A. 5 Reasons You Need a REALTOR -
1. A real estate transaction is complicated. In most cases, buying or selling a home requires disclosure forms, inspection reports, mortgage documents, insurance policies, deeds, and multi-page government-mandated settlement statements. A knowledgeable guide through this complexity can help you avoid delays or costly mistakes.
2. Real estate has its own language. If you don't know a CMA from a PUD, you can understand why it's important to work with someone who speaks the language.
3. REALTORS have done it before. Most people buy and sell only a few homes in a lifetime, usually with quite a few years in between each purchase. And even if you've done it before, laws and regulations change. That's why having an expert on your side is critical.
4. REALTORS provide objectivity. Since a home often symbolizes family, rest, and security, not just four walls and roof, homeselling or buying is often a very emotional undertaking. And for most people, a home is the biggest purchase they'll ever make. Having a concerned, but objective, third party helps you keep focused on both the business and emotional issues most important to you.
5. REALTORS are members of the NATIONAL ASSOCIATION OF REALTORS, a trade organization of more than 1 million members nationwide. REALTORS subscribe to a stringent code of ethics that helps guarantee the highest level of service and integrity.
Q: Do I need to be pre-qualified to talk to a Realtor?
A. No, call a Realtor as soon as your start your home buying or searching process as they can answer many questions and save you from unnecessary paperwork.
Q: Do I need to be pre-qualified before I can begin looking for a home?
A. Yes. By pre-qualifying you can look for a home confidently knowing the correct price range to look in. Also, sellers are very positive about a contract being submitted with a prequalification letter.
Q: How do I find out how much I should offer on a house?
A. This is just one of the many ways your Realtor can assist you. Your Realtor can provide the information to help you determine and make your decision on the best price to offer.
Q: How can I found out about homeowners insurance costs?
A: You should call several insurance companies to find out coverage needed, deductibles, and disclosures about damage.
Q: How do I determine the condition of the property I am purchasing?
A: Your Realtor can give you a list of home inspectors and contractors that can help you.
|
